Our clients include two basic groups of claimants, they include:

Homeowners Type Claims
This type of insurance policy provides coverage for your home and your personal property. We have a unique ability to provide you with exceptional representation on all the claims where either your home or your personal property becomes damaged. We offer a free service to assist you in understanding your coverage and if the loss you have suffered will exceed your deductible. Thus, we will help you avoid submitting a claim where a recovery is unlikely. This will help you avoid the questionable practice by insurance companies the California Insurance Commissioner has labeled “use it and lose it”. This free consultation will allow you to make an informed decision about submitting a claim and avoiding a potential cancellation of your policy for a claim where coverage is doubtful or is under your deductible.

Commercial Type Claims
Commercial insurance policies cover many different exposures or types of property. This type of policy provides the coverage for multiple unit apartments, condominium projects, property in transit, machinery, business personal property, restaurants, stores, manufacturing, and service businesses. These policies are involved and complex and you would be best served to have an expert on your side when facing the presentation of a claim under one of the numerous commercial policies that are written to cover the types of property written under a commercial policy.

Many commercial policies are written on what the insurance industry refers to as an experience rating basis. This means your rates are partially determined on the basis of how many claims you have had. Since the reporting of even one or two claims can dramatically increase your premium, it is important to understand the likelihood of coverage for the loss you intend to report to your insurance company and get some idea of your probable recovery before you jeopardize your current rates or possible cancellation of your policy. Let us become a part of your team of advisors. We will review your circumstances and provide you with the information you need, enabling you to make an informed decision when you are anticipating the submission of an insurance claim.

Client Testimonials
To read what our satisfied customers have to say about Premiere Public Adjusters, please visit our testimonials section.

Contact Us
For any questions, please visit our frequently asked questions or contact us.